Your loan offer is determined primarily by your bank account statement. So, ensure that you have consistent inflow into your account to increase your chances of accessing quick loans. Loan tenors vary per individual and are usually between 1 to 12 months.

You can have more than one running loan provided you have adequate debt capacity.

The loan offer accepted at point of application and disbursed cannot be top-up. However, you can access a higher amount on your next application provided you pay back your loan on time.

We do not share your information with a third party. However, in case of default, we reserve the right to contact your employers, Next of Kin, report you to a credit bureau and involve a third-party collections body in an attempt to collect amount outstanding.

Once, your loan request is approved, a repayment schedule (your loan amount and interest due) is displayed on your profile for you to accept or reject. Aside this, there are no upfront payments or hidden charges on your loan

Amount due is deducted directly from your account on due date of repayment. To achieve this, you have to enable a Direct Debit Mandate as part of your approved loan acceptance procedure